Getting Rid of Debt

Dave Ramsey (Link Here) wrote and book and created a course. The Course is called, Financial Peace University (Link Here). Dave's focus is for all people to leave the enslavement of credit cards and debt.

Dave, in the first lesson, states that the words Financial and Peace are two things that normally do not go together. Dave then works very hard for the next 13 lessons to show that with no debt and an Emergency Fund a person or couple can live like no one else and sleep soundly at night.

I have found that this is a truth and a wonderful thing since my wife and I have gotten rid of all but one debt. We have paid off $60,000 in debt at this time. $7,000 to go and then the house.

I enjoy not having to get and go to work just  to pay for a meal I bought 8 years ago on a credit card.

We paid off the last of the credit cards this last weekend. This total was over $32,000. We are now at the point were we have freed up over $1,200 each month. We sold some stock and other items and gathered the money to pay these huge debts off.

I am rethinking and reconsidering all of my thought processes and actions since this change. Work is now not the focus of my life and struggle. I am looking at my body and seeing that I have placed far too little emphasis on it. I am learning to pick and choose because I can exercise choice in my life rather than just working to get through the month.

Dave says this: The thing that needs to change to make a person rich is what is INSIDE of them. I am finding out that this is true for me.